| Investing is a skill and a talent worth cherishing if | | | | stock market. Generally their investment is |
| one knows how to invest in a way so as no | | | | directed towards securities possessing high |
| money is lost. The skill bearers are often blessed | | | | liquidity. While one aim remains to maintain the Net |
| with an intuitive foresight that enables them to | | | | asset Value (NAV) intact, the money market |
| make decisions in their own benefits however, | | | | funds derive yields which constantly go up and |
| even those who do not possess the same skill | | | | down. |
| need to invest their money in order to take part | | | | Fund investing in India is rather a more or less of |
| in their country's economic growth. Now such | | | | gambling though reasonable. And money market |
| people invest in the mutual funds as they provide | | | | funds play a vital role to generate investing |
| safety assuring money return too. Amongst all | | | | opportunities for those who are not ready to |
| the mutual finds, money market funds are the | | | | gamble with their fortunes as these funds are |
| most preferred ones as till date their has been no | | | | extremely liquid. No wonder, they are just like a |
| investor who has faced a situation of loss by | | | | safe-deposit in the bank that can be converted |
| investing in them. Regulated under the investment | | | | into cash any given point of time. This is what |
| company act of 1940, a money market fund has | | | | makes them a strong competitor to the banks. |
| relatively lower risks attached to it besides it | | | | Even if we check the daily equity mutual fund |
| fetches dividends which generally reflect short | | | | news, we would come to know of the most |
| term rates. As per the fund news, a majority of | | | | common and safest money market fund, the |
| people go in for the money market funds as their | | | | treasury-only funds. The other type spells |
| portfolio combines of a host of features which | | | | government-only funds and then many other |
| encompass government securities, certificates of | | | | types follow like prime funds, first-tier funds and |
| deposits, commercial papers of highly rated | | | | so on. |
| companies and other low risk securities in the | | | | |