| Many people feel that investing is not for them | | | | almost any kind of investment as long as the |
| because it is too much work or they just don't | | | | fund is catered to that type of investment. |
| understand it. Unfortunately, they are missing out | | | | Beyond basic funds, there are many benefits to |
| on making a lot of money. Investing isn't a matter | | | | no load mutual funds. A no load mutual fund is a |
| of being something that people enjoy your do | | | | fund where you do not pay any fees before or |
| just because they know about it, everyone | | | | after investing in the mutual fund. These are |
| should invest. | | | | beneficial in many ways. Right off the bat, you |
| If you want to invest but you don't know how or | | | | can see that you are paying fees and that is |
| don't desire to choose investments and put in all | | | | always a benefit. When you don't pay fees, more |
| the work, you could always invest in mutual funds. | | | | money is going into the actual investment which |
| A mutual fund is when a bunch of people pool | | | | earns more money and so on and so forth. |
| their money together and that fund is invested in | | | | If you are worried that these are inferior |
| often hundreds of different investments including | | | | investments because they do not charge fees, do |
| stocks, bonds, etc. These mutual funds are | | | | not be mistaken. Load funds that do charge fees |
| beneficial because you don't have to do any work | | | | are rarely superior. They claim that they will earn |
| or research beyond choosing a fund, you get | | | | you more money, but they can make no |
| excellent diversification automatically so you don't | | | | guarantee on such claim. Often times people |
| need to invest in many different funds, and you | | | | make more money from the no-load funds than |
| can still get an excellent return and invest in | | | | vice versa. |