| Selling covered calls on the stocks in your portfolio | | | | some sort of index. Covered call writing ETFs are |
| is a way to earn additional income. Many experts | | | | actively managed. That is, the fund managers are |
| consider this strategy to be a low risk way to | | | | selecting which stocks to buy and which calls on |
| increase portfolio return. | | | | those stocks to sell. |
| However, options are complicated, much more so | | | | ETFs that somehow use covered calls to enhance |
| than they seem to be at first. Few people, even | | | | their returns include: |
| many experienced investors, don't understand | | | | BlackRock Global Opportunities Equity Trust (BOE), |
| them fully. Besides, there are a huge number of | | | | Dow 30 Premium & Dividend Fund |
| possible options to choose from. You can sell in | | | | (DPD),Eaton Vance Enhanced Equity Income Fund |
| the money calls, close to the money calls and out | | | | (EOI), Eaton Vance Enhanced Equity Income Fund |
| of the money calls. You can sell them with | | | | (EOS), Eaton Vance Tax-Managed Buy-Write |
| expiration dates of tomorrow or three years in | | | | Income Fund (ETB), First Trust Fiduciary Asset |
| the future. | | | | Management Covered Call Fund (FFA), Gabelli |
| However, not all these options will produce the | | | | Gold, Natural Resources and Income Trust (GGN), |
| same return, and some are riskier than others. | | | | Fiduciary/Claymore Dynamic Equity Income Fund |
| Therefore, many people prefer to have | | | | (HCE), ING Global Equity Dividend & Premium |
| professionals implement this strategy on their | | | | Fund (IGD), Nuveen Premium Equity Advantage |
| behalf. They just don't have the time, knowledge, | | | | Fund (JLA), Nuveen Premium Equity Income Fund |
| confidence or willingness to implement their own | | | | (JPZ), Nuveen Premium Equity Opportunity Fund |
| covered call writing strategy. | | | | (JSN), Advent/Claymore Enahanced Growth |
| When you write a covered call, you're selling | | | | & Income Fund (LCM), Madison/Claymore |
| someone the right to buy 100 shares of that | | | | Covered Call Fund (MCN), Nicholas-Applegate |
| stock from you at a certain price (the strike) | | | | International Premium & Strategy Fund (NAI), |
| during a certain period (before the expiration | | | | NFJ Dividend, Premium and Interest Strategy |
| date). Because you are selling something of value, | | | | Fund (NFJ), and PImco Global Stocksplus & |
| you get paid some money from it. That money is | | | | Income Fund (PGP). |
| called the premium. | | | | These funds are different. Some sell covered calls |
| If the stock's market price never reaches the | | | | on stocks in their portfolios. Some sell them on |
| strike by the expiration date, you keep both the | | | | only a portion of their portfolio, some on their |
| stock and the premium. That's the ideal situation | | | | entire portfolios. Some of them sell only out of |
| for a covered call writer, but life is not always | | | | the money calls. Some also buy protective puts. |
| ideal. | | | | All of them pay monthly or quarterly dividends. |
| If the stock's market price goes up to and past | | | | You should evaluate them several ways. First, |
| the strike price, then that stock will be sold out of | | | | what are their management fees? The lower a |
| your portfolio. You still kept the premium, and the | | | | fund's management fees, the higher its long term |
| sales price. Minus, of course, for the commission. | | | | performance. |
| This situation is not considered ideal, because you | | | | And how well does it track the Buy/Write Index |
| lost the difference between the actual market | | | | (BMX)? BXM is the covered call index as calculated |
| price and the strike price. But most covered call | | | | by the Chicago Board of Exchange. |
| investors shrug their shoulders at this. They have | | | | Investors should also bear in mind that the option |
| still made a profit. And if they'd just bought and | | | | marketplace is extremely competitive. Making |
| held the stock, they wouldn't have realized the full | | | | consistent profits without taking large risks is |
| profit anyway. | | | | difficult even for professionals. And covered calls |
| Exchange traded funds or ETFs are a form of | | | | work better in some types of markets than |
| closed-end mutual fund. Most of them follow | | | | others. |