| Investment fund is the investment of money for | | | | individual investors. |
| profit. An investment fund is a financial | | | | 5. Funds benefit from institutional safety, which |
| investment vehicle, which is aimed at private | | | | means they are heavily regulated and supervised. |
| investors - little or large-or institutional | | | | The benefits of investment funds, where |
| investors-insurance companies, banks - and offers | | | | individuals from all walks of life pool their savings |
| the following five key advantages over direct | | | | together, can be summed up as offering |
| investment in shares, bonds and property: | | | | everybody - from professional or institutional |
| 1. Risk is spread and hence reduced. | | | | investors to people with limited time, or limited |
| 2. Funds allow you to tap into professional, expert | | | | investment skills or modest means - access to |
| and full time investment management expertise. | | | | investment returns otherwise only available to |
| 3. Funds are cost effective. | | | | more sophisticated investors, who are able to buy |
| 4. Funds offer access to markets that may | | | | their own professional portfolio management |
| otherwise be closed or too technical for retail | | | | advice. |