Exchange Traded Funds - Today's Alternative to Mutual Funds

Exchange traded funds are becoming morecan be traded any time during the trading
popular every day. Many of the large investingsessions of the stock exchanges, so you don't
web sites have whole sections dedicated to thehave to wait for the market close to get in or
topic of exchange traded funds (or ETFs as theyout of a fund. One disadvantage to this is that
are commonly labelled.) Why all the attention toyou get a bid/ ask spread on a trade, that is the
this new class of investments.price to buy or the price to sell are not exactly
Some Advantages of ETFsthe same. This is known as slippage, and can have
The most widely touted advantage of ETFs isnoticeably negative impact on your returns if you
that they generally are not actively managed, andare trading in and out of the market frequently.
so they tend to have extremely low expenses,Finally, there is a large variety of fund
since they don't need to compensate a fundinvestments. You can invest in the major indices,
manager. For those looking to invest in a fundor you can pick a smaller, more targeted sector,
that primarily tracks on of the major indices, thislike the financial stocks or real estate stocks. You
is a great way to get the same returns with nocan target a region of the world, or a specific
lost performance from paying fees.country like Germany or China. For a truly
Exchange traded funds are not offered through adiversified portfolio, you can even allocate some
mutual fund company, but instead are traded onof your funds to commodities like gold or silver,
the stock exchanges. This has some advantagesas there are funds that track the prices of these
and disadvantages. One advantage is that theyas well.