| Funds is an investment firm and operates two | | | | where the fund is invested heavily in the energy |
| investment funds, yielding from 5 to 9% R.O.I. | | | | market. Kazakhstan has one of the largest |
| weekly. These are investments in real securities, | | | | underdeveloped (non-OPEC) oil reserves in the |
| options and futures. Because Genius Funds is | | | | world. The energy export of this market |
| located outside the scope of main regulatory | | | | produces a major portion of Kazakhstan's GDP. |
| bodies, investment methods, that are not | | | | This section of the country's economy has a very |
| permitted under various regulatory statutes in the | | | | low likelihood of investment failure. The share |
| United States, UK, and other developed and | | | | price of the EMGF is $1 per share, and income |
| developing countries, are being utilized. These | | | | generated by the fund is distributed to |
| investment methods are normally only available to | | | | shareholders daily, at a rate of between 1.1 and |
| institutional investors or professional investors. | | | | 1.9 percent, based on amount invested in the |
| This means higher profits being passed down to | | | | fund. Shares totaling between $10-$499 (Common |
| retail investors. | | | | shares) earn 1.1% - 1.2%, $500-$4,999 (Preferred |
| Today's economic environment is very dynamic | | | | shares) earn 1.1% - 1.4%, and Premium shares |
| and complex. Fast developing technologies and | | | | earn 1.3% - 1.9% ($5,000+). |
| expanding financial globalization provide a wide | | | | The WBMF mainly invests in investment-grade |
| range of investment opportunities. Globalization | | | | income-only securities. However, up to 30% of its |
| allows an investors to invest in a Indian mutual | | | | funds may be invested into equities, futures, and |
| fund, or textile plant in Singapore, or in any | | | | commodities. |
| number of other expanding financial markets, all | | | | The portfolio looks for long-term capital growth |
| without ever having to leave the comfort of their | | | | by investing in securities of companies located in |
| home. | | | | emerging economies, in such nations as China and |
| Emerging economies of Eastern Europe and East | | | | India, where social and/or business activity is in |
| Asia are now providing some of the most | | | | the process of rapid growth and industrialization, |
| lucrative and healthy investment opportunity | | | | where growth potential is likely to outpace |
| environments available. The main type of global | | | | market expectations. Most countries in which |
| investment is the investment fund. This | | | | Genius Funds invests WBMF have S&P ratings of |
| investment tool attracts the resources of many | | | | BB+ or higher. Investments are diversified across |
| investors, world-wide, and invests them in a | | | | many industries, focusing on industries producing |
| variety of stocks, bonds, and other securities. The | | | | at least 20% of a country's GDP. Income |
| main advantage of an investment fund is that it | | | | generated with WBMF is distributed to |
| provides access to a range of sophisticated | | | | shareholders weekly, at rates of 6%-6.5% for |
| investments through a managed service. | | | | Common shares, 6.5%-7% for Preferred shares, |
| Genius Funds has two investment funds: the | | | | and 7.4%-9% for Preferred shares. |
| Emerging Markets Growth Fund (EMGF) and the | | | | The Genius High Yield Deposit Account (HYDA) |
| World Bond Market Fund (WBMF), as well as a | | | | combines high returns and the flexibility of your |
| High Yield Deposit Account (HYDA). | | | | local bank. HYDA is a fixed interest deposit |
| The EMGF investments are made in countries | | | | account with no term of deposit. This means that |
| with S&P ratings of BB+, or higher. Investments | | | | funds can be withdrawn at any time. The interest |
| are diversified across many industries, focusing | | | | on the Genius HYDA is payable daily and there is |
| mainly on the country's leading industry, one | | | | a $300 minimum deposit requirement, balances |
| producing 20%+ of the Gross Domestic Product | | | | falling below $300 stop earning interest. A ten-day |
| (GDP). For example, the KASE stock exchange of | | | | notice must be given prior to withdrawing funds |
| Alma-Ata, Kazakhstan (S&P rating of BBB), | | | | from your Genius HYDA account. |