| Low fees and expense ratios. | | | | the U.S. stock market, are hardly at bargain levels. |
| In their search for the best no load mutual fund, | | | | Several market experts forecast single digit |
| some investors tend to select mutual funds based | | | | annual returns for domestic mutual funds over |
| solely on their fees and expense ratios. The | | | | the next decade. |
| rationale is that by choosing mutual funds with low | | | | Is shopping for the lowest fees and expense |
| fees, investors can have more of their capital | | | | ratios the right way to select mutual funds? Not |
| invested. Also, no load mutual funds with low | | | | always. The answer depends on the type of |
| expense ratios will pass on more of the returns | | | | mutual fund you are evaluating, the time you can |
| they earn to their shareholders. However, metrics | | | | devote to evaluating and managing your mutual |
| such as price/earnings ratio and dividend yield on | | | | funds investments, and the type of cost incurred. |
| the S&P 500 index, a commonly used proxy for | | | | |