Investment Firms

An investment firm is an organization (limitedsuch as equity funds, money-market funds, hedge
liability firm, business concern, partnership orfunds and open-end funds. Mutual fund companies
corporation) that issues investment securities andare the kind of investment firms where financial
is mainly engaged in the dealing of investmentmanager trades in the firm's primary securities,
securities. The performance of an investmentactual investment profits, bonus and
firm depends on the performance of the assetscorresponding losses.
and other securities that it owns.Unlike a mutual fund company, the Unit
In general, an investment firm is termed as aInvestment Trusts is a United States investment
financial institution, which sells stocks and sharesfirm, which has fixed security portfolios. These
to individuals and invests currency in securities ofportfolios are made for some specific period. A
other companies. By putting money in aid of theirUnit Investment Trust (UIT) does not have an
shareholders, an investment firm is liable to theirinvestment adviser, corporate officer or board of
gains and losses. Investment firms are alsodirectors, to offer advice or guidelines during the
termed as Investment Companies and are verylifespan of the trust.
much correlated to the Investment BankA closed-end fund implies collective pool of assets
concepts.but with limited number of stocks or shares that
Investment Banks assist government and privatecannot be generated until the funds liquidate.
bureaus in respect of raising money through issueOverview:
of securities and selling them into the capitalEach kind of investment firm has its own
market. They also assist the private and publicdistinctive features. For instance, UIT and mutual
financial corporations in arranging funds from thefund shares are exchangeable. Meaning, while
primary market with the assistance of both debtsinvestors desire to sell their shares, they can
and equities. In addition, they offer valuableeasily sell them back to the Trust or Fund
guidance and tips in acquisitions and merger ofCompany or to brokers acting on behalf of Trust
firms and other financial dealings.or Fund Company at the approximate Net Asset
U.S. securities of SEC (Securities and ExchangeValue. On the contrary, close-end fund shares are
Commission) law classify three different kinds ofnot exchangeable. Thus, those investors who
investment firms namely Mutual Funds, UIT (Unitwant to sell shares can sell them to the
Investment Trusts) and Closed-End Investmentsecondary market investors at a predetermined
Company.price by the market. Moreover, there are
Kinds of Investment Firms - In Brief:differences within each kind of investment firms in
Mutual fund companies focus on mutual funds thatterms of exchange-traded funds, bond funds,
are collective pool of assets. They bring hugestock funds, money market funds, interval funds
money from investors and invest inand index funds. Investment firms such as Merrill
share-market, bonds, equities, money marketLynch, ING Investments and JP Morgan are some
securities and instruments. There are differentof the renowned investments firms all round the
categories of mutual funds available for investorsworld.