| Investment opportunities galore in today's | | | | shareholdings that act as insurance against |
| globalized world, but if you do not want to take | | | | potential future downfalls or volatility in the money |
| too many risks and earn handsome returns as | | | | market. |
| well, then mutual fund investments are certainly | | | | It is not that your returns are guaranteed, but |
| your best bet. No doubt, a large portion of your | | | | since the chances of earning profits is relatively |
| invested money will be ultimately channeled to the | | | | more in case of mutual fund investments, it is |
| so-called volatile stock markets, but you need not | | | | always better to park your hard earned money in |
| worry because your funds and that of other | | | | such secure instruments. You will benefit not only |
| investors will be put under the management of | | | | from the dividends that you will be entitled to |
| seasoned professionals who will take care of the | | | | receive, but also from the appreciation in the NAV |
| risks involved and ensure that you get the best | | | | (Net Asset Value) of your mutual fund units. |
| possible returns from your investments. | | | | Liquidity is also not a problem because you can |
| Moreover, since the mutual fund company will not | | | | sell your mutual fund units as and when you want |
| charge you anything more than a small amount as | | | | at market rates (NAV). Your decision to sell will |
| processing fees, it makes more sense to opt for | | | | however be dictated by factors such as your |
| mutual funds rather than to make direct | | | | present financial needs and your present and |
| investments in the stock market. | | | | future financial goals and objectives. |
| Mutual funds have always been one of the most | | | | Mutual funds are certainly one of the most secure |
| secure investment options available because they | | | | investment avenues, but still you need to be |
| are based on the time tested logic - "never place | | | | prudent simply because not all mutual funds |
| all your eggs in the same basket." Money collected | | | | available in the market offer the same benefits. |
| from retail investors such as you is channeled to | | | | To ensure the safety and profitability of your |
| various investment avenues such as equities, | | | | investments, you will thus have to select only |
| bonds, short-term money-market instruments and | | | | those funds that hold the most potential for |
| others, something that automatically reduces the | | | | future growth. It is only then will you be able to |
| associated investment risks. Investments risks | | | | do justice to the phraseology: "Mutual Funds - A |
| are also reduced because most mutual fund | | | | secure investment! |
| companies often have intra company | | | | |