| Most of the mutual fund houses, brokerage firms, | | | | sites provides data of top performing mutual fund |
| banks are having facility of making online | | | | schemes, rating criteria is different and hence one |
| investments in Mutual Fund schemes in India. | | | | cannot relay on this data while taking investment |
| Benefits of online investments: | | | | decision. |
| · No need to visit the office of the broker or | | | | The points should be taken into consideration while |
| distributor. | | | | investing in Mutual Fund scheme. |
| · No need to filling Application Forms manually. | | | | Time horizon: It is most important factor. If you |
| · Once the account (Folio No.) is created making | | | | are long term investor there is chance of getting |
| additional investment is very easy and time | | | | better returns. In this case you can exit at any |
| saving. | | | | time when you have made sizable profit. |
| · By applying for E-PIN from the company, easy | | | | Risk taking aptitude: It is also most important |
| to manage funds. | | | | factor, if you are afraid for losses in short term |
| · Redemption or Switch between one scheme to | | | | you should avoid investing in equity schemes. In |
| another is just click away. | | | | such case you should go for hybrid schemes or |
| · Account Statement 24/7 | | | | pure debt schemes. Investing in pure debt |
| · Investor can track the investment 24/7. | | | | scheme is more profitable than investing in Banks |
| · If you wish to make maximum profit, you | | | | & Post. |
| should invest regularly and if you can manage to | | | | Diversification: It is better to invest in diversified |
| invest on every occasion of decline in SENSEX | | | | schemes for new investors. For customized |
| you are about to make maximum profit. To do | | | | investor, who is capable of tracking his |
| this best option of making investment is Online | | | | investment and market conditions, sectoral |
| Investment. | | | | schemes is best option, in sectoral schemes |
| Disadvantages of Online Investment: | | | | timely exist is important. |
| No personalize advice; investor has to take his | | | | Diversification by schemes: It is always better to |
| decision at his own. | | | | invest in different schemes of top mutual fund |
| Very few offers personalize Portfolio tracker with | | | | houses that to put all money in one diversified |
| facility to add all Mutual Fund investment, including | | | | scheme. |
| made earlier through different distributor in same | | | | Past performance: It is the most essential criteria |
| portfolio. | | | | and hence one should view the historical |
| To overcome the above disadvantages it is | | | | performance of the scheme. Considering returns |
| better to invest through a broker who provides | | | | for the period of 1 Year, 3 Year, 5 Year and |
| value added services like flexible portfolio tracker | | | | since inception will help you to take your decision. |
| with facility of including all investment record in at | | | | The scheme which outperform in all types of |
| one place. It is also better to invest through a | | | | returns category is safer choice for investment. |
| broker who provides advisory services, some of | | | | Invest regularly and if you invest at the time of |
| them are providing it free of cost and some of | | | | every fall in Market you are going to make huge |
| them are charging for these services. It will totally | | | | profit over the period of time, it is my own |
| depend on you to choose paid or free service. If | | | | experience. My strategy to invest at every fall in |
| you are customize with the mutual fund investing | | | | SENSEX by 2%. In last many years I have |
| it is wise to choose free advisory service. Many | | | | adopted this policy successfully. |