| Looking at Pre Retirement? Let's consider why | | | | Government. One thing you must seriously look at |
| retirees should think about investing in bonds. First, | | | | is time. |
| let me answer the question I hear some of you | | | | Time tables in retirement income planning, if you |
| asking - "What are bonds?" Simply put, bonds are | | | | are already retired, must be dealt with seriously |
| a way you loan either the government or | | | | concerning bonds. Say your return mark-up is 5 |
| qualifying companies, your money for a time span. | | | | percent - for a person 70 years of age, that just |
| When these named bonds become mature, you | | | | will not come in fast enough for you to grow a |
| will have earned a certain amount of interest | | | | sizable income. If you need to increase income |
| money. To broaden your education, in case you | | | | speed, are willing to take risks, then stocks might |
| don't know, buying bonds can either give you | | | | be what you're looking for. Do research or talk to |
| premium, a discount, or even buy them at their | | | | someone you know and trust. Some lawyers can |
| lowest face value. What makes it exciting is when | | | | give you excellent advice if they specialize in |
| the rate of interest levels out below your bond | | | | investment knowledge. Go slow and get the facts |
| rates, you make more money. | | | | before taking opinions from anyone - especially |
| Here are some things to consider before | | | | before investing a sum of money. |
| investment anywhere: | | | | Here's a suggestion for pre retirement - and for |
| Investing in the government means a bit less | | | | future retirees investing in bonds and stocks. At |
| money, however it is the safest way to place | | | | the beginning of work age invest in stocks. After |
| your money in the long run. You are pretty safe | | | | about 15 years, try having perhaps 25 percent of |
| with almost any established company provided | | | | bonds. Some ten years later, in your middle 40's |
| they don't go out of business. And if you're willing | | | | or early 50's age range, have fifty percent in |
| to take a long gamble, you could make a fortune | | | | bonds. This is a safe average and will produce |
| with other funnel investments besides the US | | | | your most stable security. |