| The best index funds are the ones with the | | | | The advantage to investing in T. Rowe Price is |
| lowest expense ratios. An S&P 500 market | | | | their lower minimums. Currently their minimums |
| weighted index fund will always be same no | | | | are only $1,000 to invest in one of their index |
| matter where you choose to invest. Therefore, if | | | | funds. |
| you're looking for the best place to invest chose | | | | The easiest and lowest cost way to invest in |
| whatever company minimizes costs the most. | | | | these funds is directly with the fund families. That |
| The theory why indexes outperform active | | | | means signing up at their websites, and avoiding all |
| investment strategies is that you're minimizing | | | | third parties. |
| costs and taxes. This theory is only true if you | | | | Investing with a third party means higher costs. |
| buy and hold. | | | | Saving is a game of very small percentages. You |
| Finding the best index fund families is pretty easy. | | | | need to maximize your chance for success in |
| Time and time again, 3 mutual fund families have | | | | areas that you're able to. The only direct control |
| provided the best index funds to their customers. | | | | you have over how much you save is your |
| You can easily get started on saving for your | | | | expenses. All other variables are unpredictable. |
| future today in less than a few hours by visiting | | | | Not only to your investments compound, but |
| their websites. | | | | expenses to do. Even a $100, or a.1% higher |
| - Vanguard - Their strategy is simple, lower costs | | | | expense ratio on an investment of $100,000 is a |
| for investors, to provide the highest possible | | | | lost opportunity to invest. If you were to invest |
| returns. The Vanguard 500 Index fund is the | | | | $100 for 30 years at a 10% rate of return, you |
| largest index fund in terms of invested money. | | | | would end up with $18,094 after 30 years! That |
| Their minimum for opening an index fund, is | | | | same scenario with $500, or a.5% higher expense |
| $3,000. | | | | ratio on an investment of $100,000, costs you |
| - Fidelity - Fidelity is another company that | | | | $90,471 in 30 years! |
| provides their investors with low cost options. | | | | Just a 1% to 2% difference over 40 years |
| They have one of the largest selections of funds | | | | makes a large difference to how you're going to |
| available out of any mutual fund company. Their | | | | live your life. Don't make saving for retirement |
| minimum to invest in an index fund are $10,000. | | | | any harder than it has to be. Choose a simple |
| - T. Rowe Price - T. Rowe Price is another | | | | strategy today to increase your chance of |
| company that investor's can find low cost funds. | | | | success. You can thank me later. |