| It is believed that an investment does not have | | | | objective, it would not be difficult to figure out |
| to be complicated and difficult. The following are | | | | the right fund to match your investment need. |
| some of the things that you should take into | | | | Risk profile |
| consideration when deciding on investing in a fund. | | | | As people always say, the higher the risk; the |
| It can be also applied when considering investing in | | | | higher the return. There are always risks when it |
| a property investment. | | | | comes to investing, it doesn't matter whether it is |
| Investment objective | | | | property investment or investing in mutual funds. |
| Setting an objective is common regarded as one | | | | There are various risks of investing in mutual |
| of the major factors when deciding whether to | | | | funds. Examples of risks include country risk, |
| invest in a fund. If you are investing for wealth | | | | currency risk, performance risk, interest rate risk, |
| accumulation and capital growth, then you might | | | | management risk, foreign market risk, inflation |
| to consider aggressive equity fund. On the | | | | risk as well as management risk. |
| contrary, if you are investing for your retirement | | | | If your risk appetite is not high and you cannot |
| fund and you are about to retire soon, then you | | | | take most of the risks that mentioned above, |
| should consider investing in bond fund because the | | | | you are not advised to invest in equity funds |
| risk is much lower as compared to equity fund. | | | | because these funds tend to have higher risks as |
| So long as you have defined your investment | | | | compared to bond funds. |