| If you are ready to start investing money but | | | | actually two funds. The L fund and A fund. Both |
| have a small budget and want to lessen your risk, | | | | are located in Bermuda. The L fund intends to |
| your best bet is Mutual funds. Ranking the top | | | | preserve the principal of investments while |
| companies isn't easy. That all fund families have | | | | maximizing returns at the same time. The A fund |
| truly bad offerings and truly good offerings make | | | | is similar but specifically wants to keep the NAV |
| ranking them difficult at best. There are several | | | | per share at one dollar, exactly. |
| websites and other publications that try to rank | | | | 5. BNY Mellon Global Bond A USD Fund. BNY is |
| the Top 5 or Top 10, and so on. The best tip that | | | | another fund that includes emerging markets, and |
| you can get when looking at mutual funds is to | | | | is located in Dublin. Its goal is to maximize your |
| consider the source. There are many sites out | | | | investment return and the growth of your capital |
| there that are no more that a fancy homepage | | | | with minimizing your risk. |
| with a college student running it. Stick to | | | | 6. Eaton Vance Emerald St. High Quality Fund Inc. |
| publications that you know and trust before taking | | | | A1 USD. No investment strategy use by Eaton |
| any advice. Forbes Magazine, Kiplinger, Money | | | | Vance extends longer than three years. |
| Magazine, all publish Top 10 (or more) lists that | | | | Investments include fixed income instruments in |
| are pretty reliable. The Investment Channel has a | | | | US dollar denominations that are higher quality and |
| full staff of talented writers also. | | | | shorter term. |
| Here is a list of 10 to the Top producing mutual | | | | 7. BNP Paribas InstiCash USD I Fund. Home based |
| funds: | | | | in Luxembourg, this excellent fund is used in |
| 1. Credit Suisse Bond fund US$ A. this is one of | | | | offshore mutual funds and focuses on high, |
| the top international funds. It mostly trades in | | | | regular liquidity and principle value preservation. |
| securities based on the United States dollar. It has | | | | 8. Franklin US Government A Midas USD Fund. |
| been around for almost 20 years, making it very | | | | Based on U.S. currency with its investments made |
| stable and reliable. | | | | on U.S. securities and other United States |
| 2. CS SIVACII Bond US$ B Fund. One of the | | | | government Agency investments this fund has |
| most popular mutual funds and for some good | | | | lower risks simply because those agencies are not |
| reasons. This is an emerging market fund which | | | | likely to default. |
| usually means that returns are significantly higher | | | | 9. Credit Suisse Money Market Fund US$ B Fund. |
| than with other funds but this is not a fund for | | | | This fund also has the Credit Suisse trusted name |
| conservative investors because the risk is much | | | | attached to it. A high quality fund that delivers |
| higher. | | | | performance and security both. In the top 10 |
| 3. INVESCO is on of the asset allocation funds | | | | mainly because of its stability in has been in |
| which can assist you in increasing your capital. | | | | business since 1984 and has a very good record. |
| With its offices in Dublin, North Ireland, it invests in | | | | 10. American Funds MUT;A this fund seeks |
| global bond securities, including those from | | | | current income and growth of capital while |
| emerging market funds. It has a long record of | | | | preserving principle. Investing mostly in common |
| success making it a very secure haven for | | | | stocks of companies that are likely to participate |
| assets. | | | | in the growth of the American economy and |
| 4. Fidelity Advisor World US Dollar Money Fund is | | | | whose dividends are well protected. |