| The best investment fund for you to invest | | | | selling at home on your computer. |
| money in is difficult to find when you don't know | | | | OPEN-END funds are commonly called MUTUAL |
| what's out there. Funds manage money for | | | | FUNDS, and this form of investment fund is |
| investors, and there are at least 4 different | | | | designed for every-day people who want to |
| forms of or types to choose from. Before | | | | invest money. Mutual funds have been popular for |
| investing money in an investment fund you should | | | | decades. They are still the investment of choice |
| know the landscape, because some are not | | | | for investors who want to invest money in |
| appropriate for many investors. | | | | stocks, bonds and the money market with |
| HEDGE FUNDS are for wealthy people. If you are | | | | professionals making the investment decisions for |
| an average investor you don't even legally qualify | | | | them. |
| to invest money here. | | | | Mutual funds are not trading vehicles for |
| CLOSED-END funds have been around for years | | | | speculators. They are designed for investors with |
| and trade like stocks. Sometimes they trade at a | | | | a longer-term investment horizon. In other words, |
| discount to the actual value or net asset value | | | | chances are that they are the form of |
| (NAV) of the securities in their portfolio. | | | | investment fund best suited to you. Finding the |
| Sometimes they trade at a premium. Investing | | | | best investment or fund to invest money in is a |
| money here is a bit tricky, and this form of | | | | different matter. |
| investment fund is not real popular with | | | | For most people, investing money pretty much |
| every-day investors. | | | | comes down to this: stocks, bonds, money |
| EXCHANGE TRADED FUNDS (ETFs) are | | | | market securities or alternative investments. The |
| commonly index funds that trade like stocks and | | | | real beauty of mutual funds is that they come in |
| are not actively managed. They have become | | | | many varieties. You pick the fund, and they |
| extremely popular with active investors, at least | | | | manage the money. |
| in part because they offer instant liquidity like | | | | The challenge is in finding mutual funds that fit |
| other stocks that trade on major exchanges. | | | | your objectives and tolerance for risk. That's why |
| If you buy and sell securities in a brokerage | | | | I've written over 50 articles on mutual funds alone |
| account ETFs offer you a broad array of | | | | over the past several months: to help you get up |
| investment options. You can invest money for | | | | to speed on the best investment fund available to |
| the longer term or play the market, buying and | | | | every-day investors. |