GoldenGate Fund

The challenge of any investment is to turn your money into more money within the shortest period of time possible. That is why you invest, and that is why you always estimate how much will you make from your investment and how long will it take for the expected return to go into your pocket. Now, doing this with a regular investment product such as a bank CD is easy because you have a fixed annual rate and all you have to do is write a check, make a deposit and your investment is up and running, while you wait anxiously for that year to go by so you can get the expected return, a big fat 2%. It is a lousy return, but it is the safe way to go, as you know that your money is being managed by experts...

Price-Earning Ratio is calculated as (current share price) / (earnings per share), and and we usually write P/E. This ratio reflects how much the market is willing to pay for each dollar from earnings. For example, if the P/E ratio is 15 then investors are willing to pay 15$ for each dollar of earnings. Depending on what earnings are used in the calculation we have past (or trailing), current and future P/E ratio. The past P/E ratio uses actual earnings for previous four quarters. The current P/E ratio is calculated by actual earnings for the previous two quarters and the projected earnings for the the following two quarters. The future P/E ratio is entirely based on projected earnings for the next...

We are proud to feature top performing “Aggressive Growth" equity mutual funds, which primarily invest in aggressive growth equity securities of companies. Investors can come across such funds by looking at the entire list of the Zacks #1 Rank Aggressive Growth Equity Funds. 3 Great Examples of Aggressive Growth ProFunds UltraBull Fund Inv (ULPIX) seeks daily investment results that correspond, prior to fees and expenses, to 200% of the performance of the S&P 500 Index. It was incepted in November 1997. The fund uses a leverage to seek to double the daily performance of the benchmark index. Leverage is borrowing money or using credit to potentially earn higher returns. But along with the...

The S&P 500 Index beat 68.6 percent of actively managed large cap funds. What is an index fund? And why should you choose to invest in one over an actively managed fund? Here is the rationale: Index funds mirror a particular index like the S&P 500 or the Dow Jones Industrial Average. An index is a group of stocks that represent a particular style and class. For example, the S&P 500 index is made up of the 500 largest companies by capitalization that are most actively traded. Therefore, the term "large cap". There is little or no management fee because an index mutual fund just tracks it's corresponding index. When you purchase an index fund there is no upfront sales charge or commission...

The best investment out there is (IMHO)stock-based index funds. If you are closer to retirement age, then you need to research bonds, but otherwise stock Index Funds are the place to start. I invest in funds that are linked to indexes (or if you prefer, Indices... I can roll that way too, dog!) What's an index? An example of index is the S and P 500...basically it is a system of tracking 500 stocks and their performance as a benchmark of overall market performance. Ok, now that you know all about indexes [indices], I will say I like index-based funds because: * Fund Managers attempt to beat an index (generally the S and P 500) and most of them fail to do so. So if you do as well as the index, you...

Saving Bonds have never been easier to buy, manage, and redeem than they are now with the internet. Everything can be done with a click of your mouse from the comfort of your own home. You can search the internet for all the information you need about bonds. There are calculators for you to use to find out what your bonds are earning. There are a number of things you can do online to do with the bonds. There are different types of bonds you are able to purchase. One of them are called Series I Savings Bonds. These bonds are low risk. They earn interest while also giving you protection from inflation. I Savings Bonds are sold to you at face value, so if you purchase one for $100, they are worth $100...

If you do not have the time and the professionalism to invest your money, and you think that handling it by yourself is too risky, then you can invest in mutual funds. Mutual funds are a portfolio of stocks, bonds, assets and money market instruments contributed by various investors and held together in an investment pool for the sole purpose of making money. This pool is supervised and monitored by a group professional investment adviser. These managers will make sure that the cash flow of the fund is one that will make profits for its investors. The increase in price of fund holdings is dependent on the strategies employed by the fund investment adviser. Once the prices increase, the investors...

Indian mutual funds industry originated in the year 1963 when Government of India and Reserve Bank of India came together to form the Unit Trust of India. Unit Trust of India ruled the industry till 1987, not before nationalized bank set up mutual funds and insurance companies. Mutual funds of India saw drastic changes in 1993 when private sector fund houses emerged in the market, to be considered as one of the unique financial tools in India. It has a bright future even if it has to undergo highs and lows. Investment does mean that there is a risk involved. Quite a lot of people do not invest too much in a single position. In a way they manage risk by just not taking it in the first place. There...

Unless you own the best stocks, a bear market can be a bad stock market for you and cost you dearly. Here are three of the best stocks I know of that are designed to go up as the stock market falls. You can offset or manage losses in a bear stock market by maintaining a balanced portfolio of stocks, bonds, money market securities and alternative investments. That's the overall best long-term investment strategy for most people. But how can you act quickly to hedge against heavy losses when the stock market takes an ugly turn to the downside? Most investors don't understand stock options, futures or short selling. Often in the past defensive issues or gold miners were recommended as the best stocks...

Right now, gold prices are hovering around $1,100/ounce. Can gold prices go as high as $6,500/ounce in the medium term? If you take a look at the charts of gold and silver appreciation against 23 currencies in the past ten years, one thing becomes crystal clear! It is not the gold and silver that are appreciating rather it is the currencies that are losing against the gold and silver. What this means is that the regime of fiat currencies that was put in place after the collapse of the Bretton Woods System in 1973 is fast heading towards it's implosion. What's the reason? Governments all over the world including the US are abusing their currencies and destroying their people's purchasing power by...

While performing due diligence on a potential hedge fund, you should take the time to get to know the management style favored by those who will be managing your investment. Most hedge fund managers have a specialty, and this expertise is often directly related to the types of decisions that will be made and which markets will be explored for profit potential. Because these types of investments need active and insightful decision-making in order to obtain the best result, the style of management will have a substantial impact on the level of returns you can expect from two similar hedge funds. Understanding the performance style will also allow you to track the general returns for similar styles in...

The most successful hedge fund investment strategies hinge on having the right manager. Without the right hedge fund manager at the helm, even the best fund strategies can fall apart. Top performers are often well-recognized in the field, but choosing the right manager for your investment should be more than just a simple popularity choice. There are several factors to consider when attempting to ensure that your investment will be managed in a way that gives the best chances for impressive growth, while minimizing the risk of losses. Choosing a hedge fund manager that you know you can trust will give you a solid foundation for branching out into different types of hedge funds underneath the same...

Mutual Funds are a very important financial instrument and a comprehensive portfolio of stock market shares that are built with funds from small and mid level investors whose primary concern is to make a safe investment for the capital. Mutual Funds are usually run by government trusts, banks, and some prominent private financial institutions. Mutual funds are of different kind namely growth funds, income funds, balance funds and liquid asset funds. In financial terms, liquid asset funds also known as Money Market Funds. The mutual fund schemes could be classifieds into two schemes. The first one is open ended and other one is close ended. Both these schemes depend upon the respective maturity...

In recent years more and more investors are selecting Exchange Traded Funds (ETFs) over mutual funds. But what exactly is an ETF, and how do they differ from the mutual fund? The two have some similarities such as allowing investors to diversify their assets among numerous sectors of the market. However, there are several important distinctions worth noting. Tax-Efficiency If you own a mutual fund, then you have probably experienced a year-end capital gains distribution (even if your mutual fund had a negative return for the year) because trades made by the fund sponsor throughout the year flow to its shareholders. Depending on the size of your portfolio, this can create unwanted and unpredictable...

The term mutual fund is highly misunderstood by many people. It is basically a professional management of a collective investment plan from different investors who invest in stocks, bonds or other assets. When you combine these holdings of the stocks, bonds and other assets then this is termed as a portfolio. Each investor then has a share which forms a portion of the holdings. There are also various sub categories as well where stock funds can be invested specifically in a certain industry such as technology or utilities. This type of stock fund is known as sector funds. There is a professional who is in charge of supervising and monitoring the mutual funds portfolios. They also forecast the future...

The word 'funds' in the phrase Exchange Traded Funds or ETFs, quite often confuses some investors who tend to identify them with mutual funds. More so, when people think that both the ETFs and the mutual funds spread the risk by the diversification of investments. Confusion apart, the fact remains, that most people do not like the management and the investment policies and the high operating expenses associated with the actively managed mutual funds. The performance of mutual funds also does not offer the level of transparency that the investors would expect. Another problem with the mutual funds is that the funds of the investors just lie in the portfolio for years. Though this may be a good...

And because we did not want to live a great distance from our children we decided Portugal would be the obvious choice as we both spoke Portuguese. We had travelled through Portugal before and knew the area north of Lisbon however the warmer climate of the south met our needs a little better. After we had travelled through the Algarve region which we found crowded and spoilt by tourism we finally visited the Alentejo region, specifically the south-west Alentejo. This is where we decided to settle and purchased a large block of land that by Dutch standards would be classed as extravagant, However we needed to purchase a large block in order to build our dream home under the Portugues building...

The best investment fund for average investors would be an investment fund for all seasons, your best investment to just buy and hold. This investment package would be a fund of mutual funds to hold in good times and bad. Where do you find such an investment? The majority of investors need total balance in their investment portfolio in order to make their money grow while avoiding heavy investment losses. Even the best funds today fall a bit short of this goal, but you can assemble your own best investment fund from the list of mutual funds available from the major fund families like Fidelity and Vanguard. Here are the instructions. The best investment fund formula: Two parts traditional balanced...

Prior to opting for a tax saving mutual fund, it is important that the investor consider certain important factors such as performance, investment style, expenses(entry load & exit load) and other critical parameters. This is done to ensure that the investor will start treating the fund at par with regular diversified equity fund which could lead to improper asset allocation. Despite of the current financial crisis that the market is going through, investors are advised to invest in funds where the underlying assets are mainly equity funds. If you invest in a rising market, the more risk you are willing to take will get you more returns. It means if you have more equity funds in your investment...

Exchange Traded Funds, or ETF's as they are commonly referred to, are quickly becoming the new darlings of Wall Street. The first U.S. ETF was the Standard & Poor's Depository Receipt, or "Spiders", which was introduced on the American Stock Exchange in 1993. Since then they have grown in number. ETFs grew from 100 ETF funds at the beginning of 2006 to over 400 funds by the end of that year. Their original design was intended to compete with index funds. So what exactly are ETFs? An ETF is similar to a mutual fund in that each ETF share gives the investor a tiny piece of the numerous companies that are held in the fund. Like an Index Mutual Fund an ETF is a type of investment company which...

With the world and the markets in turmoil investors need a way to protect their investments from catastrophic loss. As the stock market performs it's volatile dance of ups and downs, it becomes harder and harder to get a good night's sleep, worrying if your investment account will end up down for the year or up. Now there is an investment that can help you weather the market storms while outperforming most mutual funds. Interested? Keep reading... ETFs or Exchange Traded Funds have taken the investing world by storm. It all started with SPDR, the ETF for the S&P 500 in 1993 and has grown to almost 400 ETFs today. In 2005, investors put $312 billion into ETFs, a 38 percent increase from 2004...

Asset allocation refers to how much money you have invested in each of the major asset classes such as stocks, bonds and cash. Studies have shown that asset allocation is one of the most important investment decisions an investor can make, accounting for as much as 90% of return. Asset allocation is the process of determining the percentage of your investment portfolio that each asset class should occupy, based on your risk tolerance. Each asset class provides you with a different level of risk and different levels of potential return. Owning just one asset class, such as stocks, would be risky because the value of your entire portfolio would depend entirely on the performance of that asset class...

The S&P 500 Index is a list of the 500 largest companies in the world such as Target, AT&T, Apple, BP, Coke and many more. By watching the S&P 500 Index you can see what and how the overall market is doing. Other indexes are the Dow Jones Index but it only has 30 companies and the Nasdaq Index which has many small companies. These two Indexes follow the direction of the S&P 500 Index because of its more well known companies. To see how the this works is go to any website financial page and click on the name of this index. Next is to set the time frame for months. When you are viewing the market over the last 12 months with the month to month price rather than the day to day price you...

What a difference a year makes. People entering retirement early last summer had a strong market to boost their nest eggs and cushion any anxiety over their life transition. On July 19, 2007, the Dow Jones Industrial Average hit a record high, closing above 14,000 for the first time. To the extent that the subprime crisis had even registered, most observers expected the damage to be contained within the housing sector. The investment outlook has darkened since then, however, especially for those who may not have decades ahead to smooth the effects of volatility. Regardless of how the markets perform, most retirees count on withdrawing income regularly from their nest eggs, while preserving as much...

When it comes to planning your retirement, you may be thinking in terms of years. This is called target dating your retirement because you are setting a target date to retire, usually based on your age or the amount of money you will have saved by that point in time. In many cases, target dating your retirement plans is the easiest way to get your finds in line and set specific retirement savings and investing goals. Definition: Target dated retirement is a method of planning your retirement based on a specific number of years away that you intend to retire. This can mean five, ten, or even forty years away. You then continually add money to a single target dated 401K plan which will automatically...

Dave Ramsey touches on this topic in his book, and it's a common topic for discussion among financial experts. The answer is, "it depends." There are several factors that must be considered before deciding this and it will be different for different people. The issues to consider are: 1. Motivation. If stopping your retirement contributions is going to leave you unmotivated to resume them at a later date, then you shouldn't stop. On the flip side, if you won't maintain the motivation to continue paying off debt and you need that retirement infusion to be channeled to a credit card payment instead in order to make it bigger and get the ball going faster then you need to put as much to the credit...

Rather than making an investment in a single concern, it is advisable to split that amount into 3 or 4 parts so you can minimize the risks . For a lot of investors the method of diversification includes making an investment in both hedge funds and stocks. The sensible act would be to learn all you can about both sorts of investments and find your ideal balance between the two. All hedge funds charge a management fee, this is the base for their operation. It is advisable to look for retirement funds that charge less than two percent. Morningstar Rating: This is the rating the retirement fund was given due to its previous performance compared to its peers. Whilst previous performance isn't a warranty...

1) Advertising: Invest in the companies where you have real interest in the advertising area is a good investment strategy. It might sound a bit different but we can expect great results. Marketing is the one of the better analytical tools out there to decide how efficient a company is. Big promotion can only be shaped where the management team identifies what they exactly are doing. Therefore if you get a companionship where you really love the promotion they are suitable for investing. 2) Using Long-Standing Investment Strategies: Prefer long run investing strategies that will help guard the investment capital from losses and risks. Enduring strategies comprise dividend investing, with the...

Although a lot has been written about income-oriented funds not having much of a future ahead of them, some income-based mutual funds continue to outperform even some of the lower risk equity funds (and the S&P 500 easily). In other words, just because a few people write about the dangers facing income investments like bonds and other high yield investments, it does not necessarily mean that there is no point in owning them. In reality, a lot of people have no choice but to own income funds, even with the prospect of higher rates threatening the recent, strong performance that a lot of these funds in enjoyed. But not all of them are bad. Many income funds will continue to perform well for a lot of...

Every asset class at some time or other has its day in terms of being the investment that offers returns superior to all other types of assets. Real estate, gold, fine art, fixed income instruments such as bonds, even in recent times the so-called alternative assets of private equity and hedge fund investments can be kings of the hill. However, over any very long period of time measured in decades, all the evidence suggests that investing in stocks - equity stakes in publicly traded companies - is the best way to achieve real inflation-beating returns. It is typical of writers in the investing genre to use the statistical history of the Dow Jones Industrial Average (the Dow) to indicate the wisdom...

u think you need an Investment Advisor? Hold on before you answer because this is sort of a trick question. Also, I am definitely biased because I am an Investment Advisor. Nonetheless, I think I can assist you in looking at this issue in a way that will serve you. Working with a fair number of investors over the last nearly 20 years, I have observed that while most are intelligent people, and many are fairly knowledgeable about the market, they are, as a group, not terribly successful with their investing. Why should they be? More likely than not they have made their living doing something other than investing, so why would they think they can do what a professional does better than a professional...

Creating wealth will probably involve the purchase and inclusion of bonds in your investment portfolio. When you purchase bonds, you are lending the bond issuer your money in return for a fixed rate of return on their investment. Bonds are known as fixed-income investments, the investor is a creditor of the company. Issuers of bonds can be corporations, the federal government, cities or states. The interest paid on bonds is generally paid quarterly, payment on some bonds however occur on the date when the bond matures and the borrower gives you payment on the principal amount of the loan. Bonds issued by the U.S. Government are known for being exceptionally safe investments. Municipal bonds...