| CHEAP TERM QUOTES ONLINE INFO | | | | costs, it turns out to be a bad deal for the |
| | | | consumer. |
| When it come to life insurance there are many | | | | |
| thing your agent doesn't want you to know! | | | | Whole life used to be the most popular |
| Especially where it would effect their | | | | insurance sold since it builds a cash value |
| bonuses and commissions. By keeping you | | | | and many use it as a savings avenue. But |
| dependent on them insures them of huge | | | | whole life premiums are high and agents love |
| commissions and overrides. However the | | | | this because of the high commissions. A |
| internet has become the consumers true | | | | nonsmoker 25 yrs. old male would spend about |
| equalizer when it comes to insurance. Being | | | | $180 a year for $250,000 worth of term |
| internet savvy could save you hundreds of | | | | insurance but a whole life plan would cost |
| dollars a year ! | | | | approximately $2,000. |
| | | | |
| The best way to buy life insurance is to stay | | | | If you decide to get term insurance I |
| with the basics,with term life insurance. | | | | recommend level- term which basically mean |
| Term life is the type of life insurance that | | | | that the premium is guaranteed to stay the |
| only pays if you die. Similar to automobile | | | | same for the number of years that you choose. |
| insurance in that you pay year to year and | | | | You should buy coverage based on the years |
| when you stop paying the coverage stops as | | | | that you expect to work. When you decide to |
| well. However, term life insurance is so | | | | shop for term life insurance I recommend |
| inexpensive due to greater competition. Also | | | | Cheaptermquotes or visit the insurance |
| the internet has made it easier to compare | | | | section of 2spendless ! Also talk to an |
| company rates from company to company. | | | | insurance broker like American Consultants |
| | | | Inc at 404-767-1072, if there are |
| Insurance agents hate to talk about term | | | | questions,either way will insure that you |
| life insurance because there is very little | | | | save. |
| profit for them to gain. Agents like to sell | | | | |
| variable universal life and universal life. | | | | This article was presented by Charles Myrick, |
| Variable universal life combines mutual funds | | | | President/CEO of American Consultants Inc. an |
| and life insurance. Pitched as a great tax | | | | insurance agency, as a continued means to |
| benefit if both are bought together but due | | | | educate our consumers. |
| to the huge sales commissions and continuing | | | | |