| As the old saying goes, don't put all your eggs in | | | | broker or adviser to recommend a change. |
| one basket. The same is true with your money. | | | | The commodity and commodity mutual fund |
| Don't put all your investment money in one | | | | market is a little tougher to follow and to |
| stock, or even the same sector of stocks. | | | | understand. The prices of gold and oil are easy to |
| Investment diversification is an easy concept to | | | | follow because they are a couple of the most |
| understand. What's not easy is deciding where to | | | | popular commodities. The prices of corn, cotton |
| spread your money. And for various reasons | | | | or pig bellies are not so popular. Unless you are a |
| most people don't consider commodity mutual | | | | producer or buyer of these commodities you |
| funds. | | | | probably don't have a clue what their price is. |
| Most people tend to put all their investment or | | | | But commodity mutual funds are a great tool to |
| retirement money in the stock market. They | | | | add investment diversification to any portfolio. |
| either invest in the company they work for, or | | | | They offer investment protection from inflation, a |
| buy stocks of companies that they like, such as | | | | weak dollar and swings in the stock market. Over |
| Ford, GM, Wal-Mart, or any company that is | | | | the last few years, there has been a large |
| popular. Or they are using a brokerage house | | | | increase of investing in commodity mutual funds |
| for advice and pick and choose from the brokers | | | | do to the bad performance of the stock market. |
| suggestions. If they have a large sum of money | | | | With the large amount of choices in the stock and |
| in investments, they probably have a financial | | | | mutual fund market, stock brokers usually do not |
| counselor. This advisor should have some of their | | | | research or recommend commodity mutual funds. |
| money in the bond market, which is a good, | | | | They probably have hard enough time pushing |
| sound investment diversification strategy. | | | | their stock pick of the day, let alone trying to sell |
| The stock market is easy to understand and | | | | commodity products. For that reason, you need |
| most people are comfortable with checking their | | | | to do your own research into commodities and |
| stock's performance online. The bond market is a | | | | commodity mutual funds. They can add value to |
| little tougher to follow day to day, and most | | | | your retirement fund. |
| people just buy the bond and wait for their | | | | |