| Section 1: The Current Landscape (Battlefield) | | | | by international banking families, and 'creates' our |
| ˇ Out of control lawsuits | | | | money by loaning it to our nation, it is |
| ˇ Bloated government with an | | | | mathematically impossible to ever repay the |
| ever-increasing appetite. | | | | national debt. We are slowly and methodically |
| ˇ Advancing Socialism | | | | progressing towards the day our nation goes |
| ˇ Insane over-regulation | | | | bankrupt. |
| Section 2: Economic Slavery | | | | When this happens we will see the rapid drop in |
| ˇ The Middle Class Treadmill | | | | the value of the dollar. This will shatter our current |
| ˇ Hidden inflation guarantees failure | | | | economic condition and create the "mother of all |
| ˇ "Debt is good" - another lie | | | | depressions". |
| ˇ Anesthetized Society | | | | For a sneak peak into our future do an Internet |
| Section 3: Solutions | | | | search on Argentina's recent default on their |
| ˇ Asset Protection for Current and Future | | | | national debt in 2002. When this happened the |
| Wealth | | | | Argentine Peso lost over 60% of its value in less |
| ˇ Why a Bank may be the Worst Place For | | | | than six months! Unemployment soared to over |
| Your Money | | | | 25% percent and the country went from being a |
| ˇ Set Up Your Own Virtual Bank Account | | | | thriving economy to a third world country. |
| ˇ Take Action | | | | "No currency has suffered a smaller loss from |
| Introduction | | | | inflation since World War II than the German |
| We live in a dangerous world. What you do not | | | | Mark. Yet even so, 71 percent of it's value |
| know can hurt you. The purpose of this report is | | | | vanished between January 1, 1949, and the end |
| to help you to better understand and protect | | | | of June 1995. The world reserve currency during |
| yourself from the many dangers that threaten | | | | this period, the U.S. Dollar, lost 84 percent of its |
| your economic survival. | | | | value. This is a measure of the wealth that |
| Section 1 | | | | governments expropriated by exploiting their |
| The Current Landscape (Battlefield) | | | | territorial monopolies on legal tender." From The |
| "America has degenerated into the most litigious | | | | Sovereign Individual, by James Dale Davidson and |
| society in the history of the World." | | | | Lord William Rees-Mogg |
| There are now well over one million attorneys in | | | | The Federal Reserve, by attempting to regulate |
| our country - that's 70% of the world's attorney | | | | the economy with the expansion and contraction |
| population, and Americans only comprise 5% of | | | | of credit, has created an economic environment |
| the world's people! Our law schools are presently | | | | that greatly magnifies our boom and bust cycle. |
| graduating over 40,000 attorneys a year. | | | | The "boom" times are signified by greatly |
| For every 20 engineers, Japan only has one | | | | exaggerated prices like the stock market "bubble" |
| attorney. For every 2.5 attorneys, we have just | | | | of the nineties and the housing bubble of the |
| one engineer. Is it any wonder we can't find | | | | years 2003 - 2005. |
| justice? | | | | Combine these two major forces and it doesn't |
| In 1993, the American Bar Association estimated | | | | take much to recognize that we are in for some |
| there to be a 37% probability of the average | | | | very rough seas over the next 10 to 15 years. |
| American becoming involved in some form of | | | | The place to be during these tumultuous times will |
| legal action in any given year. This, of course, is | | | | be in precious metals. In times of economic |
| very good news to the trial attorney who will | | | | uncertainty people will flock to gold and silver. |
| charge you an average of $100/hr and up: and | | | | Gold and Silver have been real money since biblical |
| whether he wins or loses your case, he still gets | | | | times - long before "paper" money was created - |
| paid! | | | | and they will be here long after "paper money" |
| What would you do if you were to be sued | | | | returns to its intrinsic value which is nothing. |
| today? | | | | Here are some interesting quotes on gold: |
| Hire an attorney? | | | | "For more than two thousand years gold's natural |
| In many cases, having an attorney is worse than | | | | qualities made it man's universal medium of |
| not having an attorney at all! | | | | exchange. In contrast to political money, gold is |
| At an American Bar Association dinner in New | | | | honest money that survived the ages and will live |
| York in 1978, U.S. Supreme Court Chief Justice | | | | on long after the political fiats of today have gone |
| Warren Burger, as the guest speaker, stated: | | | | the way of all paper." Hans F. Sennholz |
| "Ninety percent of all trial attorneys in this country | | | | "If you don't trust gold, do you trust the logic of |
| are incompetent." | | | | taking a beautiful pine tree, worth about $4,000 - |
| If you believe that an attorney can always better | | | | $5,000, cutting it up, turning it into pulp and then |
| represent you than you can represent yourself, | | | | paper, putting some ink on it and then calling it |
| you have bought the attorney's lie that, "The man | | | | one billion dollars?" Kenneth J. Gerbino |
| that represents himself has a fool for a client." | | | | "Gold is not less but more rational than paper |
| Did you believe that an attorney will always | | | | money. Money holds value so long as it is in limited |
| represent your best interests first? | | | | supply; gold will always be in limited supply, and |
| "The Attorney is an Officer of the Court. His first | | | | would require real resources to produce even |
| duty is to the courts and the public, not to his | | | | from the sea; paper and printing ink are not in |
| client" 7 Corpus Juris Secundum, §4, pg. 802 | | | | limited supply. The gold system is much closer to |
| Source: Economic Solutions, by Peter Kershaw, | | | | a modern automatic scientific control system than |
| 1997 | | | | the crude and relatively unstable system of |
| The American landscape today is filled with many | | | | paper." William Rees-Mogg |
| dangers - any of which can spell financial disaster | | | | "Of all the contrivances for cheating the laboring |
| for you. Here are just a few of them:a. Out of | | | | classes of mankind, none has been more |
| control lawsuitsb. Bloated government with an | | | | effective than that which deludes them with |
| ever-increasing appetitec. Advancing Socialismd. | | | | paper money." Daniel Webster |
| Insane "over-regulation" | | | | "Betting against gold is the same as betting on |
| Out of Control Lawsuits | | | | governments. He who bets on governments and |
| As noted in the opening quotation, lawsuits have | | | | government money bets against 6,000 years of |
| now become so prevalent that you can no longer | | | | recorded human history." Gary North |
| believe that you will not be affected. It is now a | | | | "Gold is worshiped in all climates, without a single |
| matter of "when" not "if" a lawsuit enters your | | | | temple, and by all classes, without a single |
| life. | | | | hypocrite. Caleb C. Colton |
| Bloated Government | | | | Section 3 |
| Bloated governments are expanding at an | | | | Solutions |
| incredible pace and they never seem to have | | | | How do you protect yourself and your assets in |
| enough money. Their growing appetite and | | | | these treacherous times? |
| inefficiency causes them to need more and more | | | | We believe that there are two critical steps that |
| tax revenue. | | | | you must take to protect your financial future. |
| When they can't tax any more, they begin | | | | The first thing you must do is protect your |
| "licensing" and "permitting" those things that are | | | | current assets so they are insulated from these |
| supposed to be our "rights" and they tack on | | | | financial threats. |
| another fee. When they get desperate they | | | | The second thing you must do is create additional |
| resort to outright confiscation of the people's | | | | sources of income that will help you weather the |
| private property! | | | | storms that comes your way. |
| Advancing Socialist Philosophy | | | | Asset Protection for Current and Future Wealth |
| Another dangerous trend is the Advancing | | | | Asset Protection is the act of positioning your |
| Socialist Philosophy. This is the philosophy of | | | | assets in such a way that they are out of reach |
| "government knows best". This Advancing | | | | of predators, lawsuits and even government |
| Socialist Philosophy punishes innovation and | | | | agencies. The key is to "control" your assets |
| industry and rewards laziness and non-productivity. | | | | without actually "owning" them. |
| In 1848, Karl Heinrich Marx wrote the Communist | | | | A good Asset Protection Plan is designed to make |
| Manifesto, which has since become the most | | | | your assets difficult to discover or too expensive |
| widely read political pamphlet in the history of the | | | | to pursue. |
| world. | | | | A good Asset Protection Plan is put into place |
| These are Nine Planks of the Manifesto [author's | | | | before it is needed. In a sense, it is a type of |
| comments in brackets]: | | | | insurance that will enable you to sleep well at night |
| 1. Abolition of property in land and application of all | | | | knowing that you are protected. |
| rents of land to public purposes. [Property taxes | | | | How do you "control" your assets without actually |
| are "rent".] | | | | "owning" them? |
| 2. A heavy progressive or graduating income tax. | | | | First, let us define "asset". An asset is anything of |
| [Internal Revenue Code] | | | | value that you want to preserve or protect |
| 3. Abolition of all right of inheritance. [Estate and | | | | against hostile third parties. |
| inheritance taxes] | | | | To protect your valued assets against these |
| 4. Confiscation of the property of all emigrants | | | | predators you must own your assets in an entity |
| and rebels. [Ashcroft's Patriot Act: If you are | | | | other than in your own name. There are many |
| designated a rebel "Enemy Combatant" you lose | | | | types of entities that you can choose from and |
| all constitutional rights.] | | | | here are just a few: |
| 5. Centralization of credit in the hands of the | | | | Corporations |
| State, by means of a national bank with State | | | | Partnerships |
| capital and an exclusive monopoly. [Federal | | | | Trusts |
| Reserve] | | | | Limited Liability Companies (LLCs) |
| 6. Centralization of the means of communication | | | | When you "control" the company you also control |
| and transport in the hands of the State. [FCC, | | | | the checkbook. As the President or Manager of |
| TSA, controlled media] | | | | your company you make all the decisions on |
| 7. Extension of factories and instruments of | | | | behalf of the company and benefit from all the |
| production owned by the State, the bringing into | | | | assets of the company. |
| cultivation of waste lands, and the improvement | | | | Corporations work well but are often difficult to |
| of the soil generally in accordance with a common | | | | maintain and, If you do not keep proper records, |
| plan. | | | | you can lose your personal liability protection. |
| 8. Equal liability of all to labor. Establishment of | | | | General Partnerships are generally not effective in |
| industrial armies, especially for agriculture. | | | | asset protection although Limited Partnerships |
| 9. Free education for all children in public schools. | | | | offer some liability protection. |
| [Our public schools no longer teach the | | | | Limited Liability Companies are quickly replacing |
| Constitution and have virtually eliminated God | | | | Limited Partnerships as Asset Protection vehicles. |
| from the classrooms.] | | | | Limited Liability Companies have become the |
| Source: Economic Solutions, Peter Kershaw, 1997 | | | | premiere Asset Protection vehicle because of |
| Many people will argue that most of these Planks | | | | their superior asset protection features, their ease |
| are already in place! | | | | of operation, their low maintenance, and their |
| What do you think? | | | | relatively low cost. |
| Insane "Over-Regulation" | | | | A Trust is an effective Asset Protection vehicle |
| Do you believe we live in a "free" country? Try | | | | but only if it is an irrevocable trust. This simply |
| and do something without a permit, license, or | | | | means that you give up control of the trust to an |
| Social Security Number (read: Socialist Security | | | | independent trustee. |
| Number). | | | | An Unicorporated Business Trust Organization |
| "And that no man might buy or sell, save he that | | | | takes the limited liability features of a corporation |
| had the mark, or the name of the beast, or the | | | | and combines them with the "pass through" tax |
| number of his name." Revelation 13:17 | | | | benefits of a partnership. It is literally the best of |
| The immense explosion of laws, codes, | | | | both worlds. |
| ordinances, and regulations have created one the | | | | U.B.T.O.'s are flexible and simple to form and are |
| greatest threats to one's assets and private | | | | much easier to maintain than other entities. |
| property. The following quote from Ayn Rand's | | | | Internationally, the U.B.T.O. is the most common |
| novel says it well: | | | | form of business entity in use. |
| "Did you really think that we want those laws to | | | | The Unincorporated Business Trust Organization is |
| be observed?" said Dr. Ferris. "We WANT them | | | | now the entity of choice for individuals and |
| broken. You'd better get it straight that it's not a | | | | businesses seeking the ultimate in privacy and |
| bunch of boy scouts you're up against - then you'll | | | | asset protection. |
| know that this is not the age of beautiful | | | | You also have a much lower profile. |
| gestures. We're after power and we mean it. You | | | | The Unicorporated Business Trust Organization is |
| fellows were piker's, but we know the real trick, | | | | one of the ultimate asset protection and privacy |
| and you'd better get wise to it. There's no way | | | | tools! |
| to rule innocent men. The only power any | | | | With an Unincorporated Business Trust |
| government has is the power to crack down on | | | | Organization Protecting Real Estate, Rental |
| criminals. Well, when there aren't enough criminals, | | | | Property, Business Assets, and Financial Accounts |
| one 'makes' them. One declares so many things | | | | with Multiple U.B.T.O.'s |
| to be a crime that it becomes impossible for men | | | | The basic idea when using U.B.T.O.'s as an Asset |
| to live without breaking laws. Who wants a nation | | | | Protection Strategy is to separate High Risk |
| of law-abiding citizens? | | | | Assets (cars, businesses, rentals) from Low Risk |
| But just pass the kind of laws that can neither be | | | | Assets (bank accounts, stocks, bonds, mutual |
| observed nor enforced nor objectively interpreted | | | | funds). |
| - and you create a nation of law-breakers - and | | | | You can buy just about any kind of personal and |
| then you cash in on guilt. Now that's the system, | | | | real property in separate U.B.T.O. to maintain |
| Mr. Rearden, that's the game, and once you | | | | maximum privacy and asset protection. |
| understand it, you'll be much easier to deal with." | | | | You can also have your business assets, real |
| (Page 406 of Atlas Shrugged, Ayn Rand). | | | | estate, and equipment owned by a separate M.T. |
| Consider another quote concerning the voluminous | | | | (or multiple U.B.T.O.'s) and then lease them back |
| 6000 plus pages of the Internal Revenue Code | | | | to your business. |
| that no one understands: | | | | Owning a Vehicle With An U.B.T.O.: |
| "Is it possible to ever learn the truth about | | | | U.B.T.O.'s are a great privacy tool and are great |
| income taxes, especially in light of all the | | | | for owning cars, heavy equipment, and |
| confusion, if not blatant misinformation? Yes, you | | | | recreational vehicles. |
| can, but not by trusting attorneys and | | | | Imagine you are in an auto accident and you are |
| accountants. These, after all, are highly | | | | sued. When the hostile party discovers that the |
| compromised individuals - taxes are their very | | | | owner of the vehicle is an U.B.T.O. (which has no |
| livelihood! Higher taxation and more tax laws with | | | | other assets) and that you don't own anything |
| ever-increasing complexity are to their advantage. | | | | either (your assets are owned by other U.B.T.O.s) |
| Yet, even these tax "professionals" seldom have | | | | they give up or settle at a greatly reduced |
| a clue as to how to properly interpret the tax | | | | amount. |
| laws. The results of a 1989 Money Magazine | | | | The more assets you have, the more U.B.T.O.s |
| survey of 50 top "Professional Tax Preparers," | | | | you may want to set up. |
| unequivocally demonstrates the utter | | | | Why a Bank may be the worst place for Your |
| ncomprehensibility of the income tax laws. | | | | Money: |
| The fifty preparers were given the assignment of | | | | Did you know that banks may be the worst place |
| preparing tax returns for a fictitious American | | | | to keep your money? |
| family. None of them arrived at even close to the | | | | Try this little experiment: |
| same bottom line figure. In fact, discrepancies | | | | Pick up your Account Holder Agreement (if you |
| ranged anywhere from $12,539 to $35,813! | | | | don't have one go pick one up from the bank) |
| Imagine the absurdity of trying to figure your | | | | and read it. Here is what one from Wells Fargo |
| own taxes correctly, when even the | | | | states: |
| "professionals" are incapable of doing so!" - | | | | "The Bank may accept and act on any legal |
| Economic Solutions, Peter Kershaw, 1997 | | | | process that it believes is valid, whether served in |
| In fact a survey in 2003 showed that the IRS | | | | person, by mail or by facsimile transmission, at |
| "help line" gave wrong answers to taxpayers | | | | any Bank location. Legal process includes, without |
| questions 47% of the time! | | | | limitation, a levy, garnishment or attachment, tax |
| In summary, we live in a dangerous world and the | | | | levy or withholding order, injunction, restraining |
| American landscape is fraught with land mines | | | | order, subpoena, search warrant, government |
| that are direct threats to your financial well being. | | | | agency request for information or forfeiture |
| Section 2 | | | | relating to your account." |
| Economic Slavery | | | | Does that make you sleep well at night? With the |
| Americans, living in what is called the richest nation | | | | new, so-called "Patriot Laws" if you "look" |
| on earth, seem always to be short of money. | | | | suspicious you are at risk! (What does a suspicious |
| Wives are working in unprecedented numbers, | | | | person look like?) |
| husbands hope for overtime hours to earn more, | | | | It gets worse. You must first understand the |
| or take part-time jobs evenings and weekends, | | | | monster called "fractional reserve banking" (which |
| children look for odd jobs for spending money, | | | | is the way our banks operate). *Fractional |
| the family debt climbs higher, and psychologists | | | | Reserve Banking means what it says. The banks |
| say one of the biggest causes of family quarrels | | | | only keep a fraction of the deposits on hand as |
| and breakups is "arguments over money." - Billions | | | | reserves to cover any withdrawals. |
| for the Bankers, Debt for the People, Pastor | | | | Sounds innocent enough but let's examine it |
| Sheldon Emry | | | | further: |
| What they don't tell you is that, after inflation, | | | | Banks only keep about $1 in reserves for every |
| taxes and debt payments...most people are worse | | | | $10 in deposits. This means that if more than one |
| off than when they started! They are simply | | | | out of every ten account holders were to appear |
| taking one step forward and two steps back and | | | | at the same time at the bank to make a |
| they wonder why they never get ahead! | | | | withdrawal, THE MONEY WOULDN'T BE THERE! |
| Consider this statistic from a recent government | | | | Another way of looking at this is the fact that |
| report: | | | | the banks have the ability to loan out $10 for |
| At age 65, ninety-five out of one hundred people | | | | every $1 they take in! |
| will be dependent in some way upon their family, | | | | If you think Enron and WorldCom had crooked |
| their church, or the government. Four of them will | | | | books, this makes them pale in comparison! Banks |
| be comfortable and only one will be rich. | | | | have the ability to create money out of thin air. If |
| Society has been so "anesthetized" by television | | | | we tried that we would be thrown in prison for |
| and recreation that we don't see our money | | | | counterfeiting! |
| being taken from us from right under our noses. | | | | What about the FDIC? |
| Most people in America can tell you what episode | | | | The Federal Deposit Insurance Corporation only |
| of "Survivor" they saw last night but they can't | | | | has about 1/2 of 1% in reserves to cover |
| tell you the last time they read the united states | | | | insurance claims. The FDIC is nothing more than a |
| Constitution or the Declaration of Independence! | | | | "confidence" game. |
| Did you know that our Founding Fathers revolted | | | | What's the solution? |
| over a 5% tax by the King of England? Yet | | | | One solution is to keep as little money as possible |
| today Americans pay as much as 50% in local, | | | | in your bank. Only use banks to cash your checks. |
| state and federal taxes! | | | | Take Action |
| "If the American people ever allow private banks | | | | Never before in history has there been such a |
| to control the issue of their money, first by | | | | threat to your personal financial security than right |
| inflation and then by deflation, the banks and | | | | now. Like the story of Noah's Ark in the Old |
| corporations that will grow up around them | | | | Testament, you must build your financial lifeboat |
| (around the banks), will deprive the people of their | | | | before you need it. When the rains come it will |
| property until their children will wake up homeless | | | | already be too late. |
| on the continent their fathers conquered." Thomas | | | | Contact us for a Complimentary Consultation |
| Jefferson | | | | 219-228-7356 or by e-mail at ubto. |
| Because the Federal Reserve is privately owned | | | | |