| Section 1: The Current Landscape | | | | children will wake up homeless on the |
| (Battlefield) | | | | continent their fathers conquered." Thomas |
| | | | Jefferson |
| ˇ Out of control lawsuits | | | | |
| | | | Because the Federal Reserve is privately |
| ˇ Bloated government with an | | | | owned by international banking families, and |
| ever-increasing appetite. | | | | 'creates' our money by loaning it to our |
| | | | nation, it is mathematically impossible to |
| ˇ Advancing Socialism | | | | ever repay the national debt. We are slowly |
| | | | and methodically progressing towards the day |
| ˇ Insane over-regulation | | | | our nation goes bankrupt. |
| | | | |
| Section 2: Economic Slavery | | | | When this happens we will see the rapid drop |
| | | | in the value of the dollar. This will shatter |
| ˇ The Middle Class Treadmill | | | | our current economic condition and create the |
| | | | "mother of all depressions". |
| ˇ Hidden inflation guarantees failure | | | | |
| | | | For a sneak peak into our future do an |
| ˇ "Debt is good" - another lie | | | | Internet search on Argentina's recent default |
| | | | on their national debt in 2002. When this |
| ˇ Anesthetized Society | | | | happened the Argentine Peso lost over 60% of |
| | | | its value in less than six months! |
| Section 3: Solutions | | | | Unemployment soared to over 25% percent and |
| | | | the country went from being a thriving |
| ˇ Asset Protection for Current and | | | | economy to a third world country. |
| Future Wealth | | | | |
| | | | "No currency has suffered a smaller loss from |
| ˇ Why a Bank may be the Worst Place | | | | inflation since World War II than the German |
| For Your Money | | | | Mark. Yet even so, 71 percent of it's value |
| | | | vanished between January 1, 1949, and the end |
| ˇ Set Up Your Own Virtual Bank Account | | | | of June 1995. The world reserve currency |
| | | | during this period, the U.S. Dollar, lost 84 |
| ˇ Take Action | | | | percent of its value. This is a measure of |
| | | | the wealth that governments expropriated by |
| Introduction | | | | exploiting their territorial monopolies on |
| | | | legal tender." From The Sovereign Individual, |
| We live in a dangerous world. What you do not | | | | by James Dale Davidson and Lord William |
| know can hurt you. The purpose of this report | | | | Rees-Mogg |
| is to help you to better understand and | | | | |
| protect yourself from the many dangers that | | | | The Federal Reserve, by attempting to |
| threaten your economic survival. | | | | regulate the economy with the expansion and |
| | | | contraction of credit, has created an |
| Section 1 | | | | economic environment that greatly magnifies |
| | | | our boom and bust cycle. The "boom" times |
| The Current Landscape (Battlefield) | | | | are signified by greatly exaggerated prices |
| | | | like the stock market "bubble" of the |
| "America has degenerated into the most | | | | nineties and the housing bubble of the years |
| litigious society in the history of the | | | | 2003 - 2005. |
| World." | | | | |
| | | | Combine these two major forces and it doesn't |
| There are now well over one million attorneys | | | | take much to recognize that we are in for |
| in our country - that's 70% of the world's | | | | some very rough seas over the next 10 to 15 |
| attorney population, and Americans only | | | | years. The place to be during these |
| comprise 5% of the world's people! Our law | | | | tumultuous times will be in precious metals. |
| schools are presently graduating over 40,000 | | | | In times of economic uncertainty people will |
| attorneys a year. | | | | flock to gold and silver. |
| | | | |
| For every 20 engineers, Japan only has one | | | | Gold and Silver have been real money since |
| attorney. For every 2.5 attorneys, we have | | | | biblical times - long before "paper" money |
| just one engineer. Is it any wonder we can't | | | | was created - and they will be here long |
| find justice? | | | | after "paper money" returns to its intrinsic |
| | | | value which is nothing. |
| In 1993, the American Bar Association | | | | |
| estimated there to be a 37% probability of | | | | Here are some interesting quotes on gold: |
| the average American becoming involved in | | | | |
| some form of legal action in any given year. | | | | "For more than two thousand years gold's |
| This, of course, is very good news to the | | | | natural qualities made it man's universal |
| trial attorney who will charge you an average | | | | medium of exchange. In contrast to political |
| of $100/hr and up: and whether he wins or | | | | money, gold is honest money that survived the |
| loses your case, he still gets paid! | | | | ages and will live on long after the |
| | | | political fiats of today have gone the way of |
| What would you do if you were to be sued | | | | all paper." Hans F. Sennholz |
| today? | | | | |
| | | | "If you don't trust gold, do you trust the |
| Hire an attorney? | | | | logic of taking a beautiful pine tree, worth |
| | | | about $4,000 - $5,000, cutting it up, turning |
| In many cases, having an attorney is worse | | | | it into pulp and then paper, putting some ink |
| than not having an attorney at all! | | | | on it and then calling it one billion |
| | | | dollars?" Kenneth J. Gerbino |
| At an American Bar Association dinner in New | | | | |
| York in 1978, U.S. Supreme Court Chief | | | | "Gold is not less but more rational than |
| Justice Warren Burger, as the guest speaker, | | | | paper money. Money holds value so long as it |
| stated: | | | | is in limited supply; gold will always be in |
| | | | limited supply, and would require real |
| "Ninety percent of all trial attorneys in | | | | resources to produce even from the sea; paper |
| this country are incompetent." | | | | and printing ink are not in limited supply. |
| | | | The gold system is much closer to a modern |
| If you believe that an attorney can always | | | | automatic scientific control system than the |
| better represent you than you can represent | | | | crude and relatively unstable system of |
| yourself, you have bought the attorney's lie | | | | paper." William Rees-Mogg |
| that, "The man that represents himself has a | | | | |
| fool for a client." | | | | "Of all the contrivances for cheating the |
| | | | laboring classes of mankind, none has been |
| Did you believe that an attorney will always | | | | more effective than that which deludes them |
| represent your best interests first? | | | | with paper money." Daniel Webster |
| | | | |
| "The Attorney is an Officer of the Court. His | | | | "Betting against gold is the same as betting |
| first duty is to the courts and the public, | | | | on governments. He who bets on governments |
| not to his client" 7 Corpus Juris Secundum, | | | | and government money bets against 6,000 years |
| §4, pg. 802 | | | | of recorded human history." Gary North |
| | | | |
| Source: Economic Solutions, by Peter Kershaw, | | | | "Gold is worshiped in all climates, without a |
| 1997 | | | | single temple, and by all classes, without a |
| | | | single hypocrite. Caleb C. Colton |
| The American landscape today is filled with | | | | |
| many dangers - any of which can spell | | | | Section 3 |
| financial disaster for you. Here are just a | | | | |
| few of them:a. Out of control lawsuitsb. | | | | Solutions |
| Bloated government with an ever-increasing | | | | |
| appetitec. Advancing Socialismd. Insane | | | | How do you protect yourself and your assets |
| "over-regulation" | | | | in these treacherous times? |
| | | | |
| Out of Control Lawsuits | | | | We believe that there are two critical steps |
| | | | that you must take to protect your financial |
| As noted in the opening quotation, lawsuits | | | | future. |
| have now become so prevalent that you can no | | | | |
| longer believe that you will not be affected. | | | | The first thing you must do is protect your |
| It is now a matter of "when" not "if" a | | | | current assets so they are insulated from |
| lawsuit enters your life. | | | | these financial threats. |
| | | | |
| Bloated Government | | | | The second thing you must do is create |
| | | | additional sources of income that will help |
| Bloated governments are expanding at an | | | | you weather the storms that comes your way. |
| incredible pace and they never seem to have | | | | |
| enough money. Their growing appetite and | | | | Asset Protection for Current and Future |
| inefficiency causes them to need more and | | | | Wealth Asset Protection is the act of |
| more tax revenue. | | | | positioning your assets in such a way that |
| | | | they are out of reach of predators, lawsuits |
| When they can't tax any more, they begin | | | | and even government agencies. The key is to |
| "licensing" and "permitting" those things | | | | "control" your assets without actually |
| that are supposed to be our "rights" and they | | | | "owning" them. |
| tack on another fee. When they get desperate | | | | |
| they resort to outright confiscation of the | | | | A good Asset Protection Plan is designed to |
| people's private property! | | | | make your assets difficult to discover or too |
| | | | expensive to pursue. |
| Advancing Socialist Philosophy | | | | |
| | | | A good Asset Protection Plan is put into |
| Another dangerous trend is the Advancing | | | | place before it is needed. In a sense, it is |
| Socialist Philosophy. This is the philosophy | | | | a type of insurance that will enable you to |
| of "government knows best". This Advancing | | | | sleep well at night knowing that you are |
| Socialist Philosophy punishes innovation and | | | | protected. |
| industry and rewards laziness and | | | | |
| non-productivity. | | | | How do you "control" your assets without |
| | | | actually "owning" them? |
| In 1848, Karl Heinrich Marx wrote the | | | | |
| Communist Manifesto, which has since become | | | | First, let us define "asset". An asset is |
| the most widely read political pamphlet in | | | | anything of value that you want to preserve |
| the history of the world. | | | | or protect against hostile third parties. |
| | | | |
| These are Nine Planks of the Manifesto | | | | To protect your valued assets against these |
| [author's comments in brackets]: | | | | predators you must own your assets in an |
| | | | entity other than in your own name. There are |
| 1. Abolition of property in land and | | | | many types of entities that you can choose |
| application of all rents of land to public | | | | from and here are just a few: |
| purposes. [Property taxes are "rent".] | | | | |
| | | | Corporations |
| 2. A heavy progressive or graduating income | | | | |
| tax. [Internal Revenue Code] | | | | Partnerships |
| | | | |
| 3. Abolition of all right of inheritance. | | | | Trusts |
| [Estate and inheritance taxes] | | | | |
| | | | Limited Liability Companies (LLCs) |
| 4. Confiscation of the property of all | | | | |
| emigrants and rebels. [Ashcroft's Patriot | | | | When you "control" the company you also |
| Act: If you are designated a rebel "Enemy | | | | control the checkbook. As the President or |
| Combatant" you lose all constitutional | | | | Manager of your company you make all the |
| rights.] | | | | decisions on behalf of the company and |
| | | | benefit from all the assets of the company. |
| 5. Centralization of credit in the hands of | | | | |
| the State, by means of a national bank with | | | | Corporations work well but are often |
| State capital and an exclusive monopoly. | | | | difficult to maintain and, If you do not keep |
| [Federal Reserve] | | | | proper records, you can lose your personal |
| | | | liability protection. |
| 6. Centralization of the means of | | | | |
| communication and transport in the hands of | | | | General Partnerships are generally not |
| the State. [FCC, TSA, controlled media] | | | | effective in asset protection although |
| | | | Limited Partnerships offer some liability |
| 7. Extension of factories and instruments of | | | | protection. |
| production owned by the State, the bringing | | | | |
| into cultivation of waste lands, and the | | | | Limited Liability Companies are quickly |
| improvement of the soil generally in | | | | replacing Limited Partnerships as Asset |
| accordance with a common plan. | | | | Protection vehicles. |
| | | | |
| 8. Equal liability of all to labor. | | | | Limited Liability Companies have become the |
| Establishment of industrial armies, | | | | premiere Asset Protection vehicle because of |
| especially for agriculture. | | | | their superior asset protection features, |
| | | | their ease of operation, their low |
| 9. Free education for all children in public | | | | maintenance, and their relatively low cost. |
| schools. [Our public schools no longer teach | | | | |
| the Constitution and have virtually | | | | A Trust is an effective Asset Protection |
| eliminated God from the classrooms.] | | | | vehicle but only if it is an irrevocable |
| | | | trust. This simply means that you give up |
| Source: Economic Solutions, Peter Kershaw, | | | | control of the trust to an independent |
| 1997 | | | | trustee. |
| | | | |
| Many people will argue that most of these | | | | An Unicorporated Business Trust Organization |
| Planks are already in place! | | | | takes the limited liability features of a |
| | | | corporation and combines them with the "pass |
| What do you think? | | | | through" tax benefits of a partnership. It is |
| | | | literally the best of both worlds. |
| Insane "Over-Regulation" | | | | |
| | | | U.B.T.O.'s are flexible and simple to form |
| Do you believe we live in a "free" country? | | | | and are much easier to maintain than other |
| Try and do something without a permit, | | | | entities. |
| license, or Social Security Number (read: | | | | |
| Socialist Security Number). | | | | Internationally, the U.B.T.O. is the most |
| | | | common form of business entity in use. |
| "And that no man might buy or sell, save he | | | | |
| that had the mark, or the name of the beast, | | | | The Unincorporated Business Trust |
| or the number of his name." Revelation 13:17 | | | | Organization is now the entity of choice for |
| | | | individuals and businesses seeking the |
| The immense explosion of laws, codes, | | | | ultimate in privacy and asset protection. |
| ordinances, and regulations have created one | | | | |
| the greatest threats to one's assets and | | | | You also have a much lower profile. |
| private property. The following quote from | | | | |
| Ayn Rand's novel says it well: | | | | The Unicorporated Business Trust Organization |
| | | | is one of the ultimate asset protection and |
| "Did you really think that we want those laws | | | | privacy tools! |
| to be observed?" said Dr. Ferris. "We WANT | | | | |
| them broken. You'd better get it straight | | | | With an Unincorporated Business Trust |
| that it's not a bunch of boy scouts you're up | | | | Organization Protecting Real Estate, Rental |
| against - then you'll know that this is not | | | | Property, Business Assets, and Financial |
| the age of beautiful gestures. We're after | | | | Accounts with Multiple U.B.T.O.'s |
| power and we mean it. You fellows were | | | | |
| piker's, but we know the real trick, and | | | | The basic idea when using U.B.T.O.'s as an |
| you'd better get wise to it. There's no way | | | | Asset Protection Strategy is to separate High |
| to rule innocent men. The only power any | | | | Risk Assets (cars, businesses, rentals) from |
| government has is the power to crack down on | | | | Low Risk Assets (bank accounts, stocks, |
| criminals. Well, when there aren't enough | | | | bonds, mutual funds). |
| criminals, one 'makes' them. One declares so | | | | |
| many things to be a crime that it becomes | | | | You can buy just about any kind of personal |
| impossible for men to live without breaking | | | | and real property in separate U.B.T.O. to |
| laws. Who wants a nation of law-abiding | | | | maintain maximum privacy and asset |
| citizens? | | | | protection. |
| | | | |
| But just pass the kind of laws that can | | | | You can also have your business assets, real |
| neither be observed nor enforced nor | | | | estate, and equipment owned by a separate |
| objectively interpreted - and you create a | | | | M.T. (or multiple U.B.T.O.'s) and then lease |
| nation of law-breakers - and then you cash in | | | | them back to your business. |
| on guilt. Now that's the system, Mr. | | | | |
| Rearden, that's the game, and once you | | | | Owning a Vehicle With An U.B.T.O.: |
| understand it, you'll be much easier to deal | | | | |
| with." (Page 406 of Atlas Shrugged, Ayn | | | | U.B.T.O.'s are a great privacy tool and are |
| Rand). | | | | great for owning cars, heavy equipment, and |
| | | | recreational vehicles. |
| Consider another quote concerning the | | | | |
| voluminous 6000 plus pages of the Internal | | | | Imagine you are in an auto accident and you |
| Revenue Code that no one understands: | | | | are sued. When the hostile party discovers |
| | | | that the owner of the vehicle is an U.B.T.O. |
| "Is it possible to ever learn the truth about | | | | (which has no other assets) and that you |
| income taxes, especially in light of all the | | | | don't own anything either (your assets are |
| confusion, if not blatant misinformation? | | | | owned by other U.B.T.O.s) they give up or |
| Yes, you can, but not by trusting attorneys | | | | settle at a greatly reduced amount. |
| and accountants. These, after all, are | | | | |
| highly compromised individuals - taxes are | | | | The more assets you have, the more U.B.T.O.s |
| their very livelihood! Higher taxation and | | | | you may want to set up. |
| more tax laws with ever-increasing | | | | |
| complexity are to their advantage. Yet, even | | | | Why a Bank may be the worst place for Your |
| these tax "professionals" seldom have a clue | | | | Money: |
| as to how to properly interpret the tax laws. | | | | |
| The results of a 1989 Money Magazine survey | | | | Did you know that banks may be the worst |
| of 50 top "Professional Tax Preparers," | | | | place to keep your money? |
| unequivocally demonstrates the utter | | | | |
| ncomprehensibility of the income tax laws. | | | | Try this little experiment: |
| | | | |
| The fifty preparers were given the assignment | | | | Pick up your Account Holder Agreement (if you |
| of preparing tax returns for a fictitious | | | | don't have one go pick one up from the bank) |
| American family. None of them arrived at | | | | and read it. Here is what one from Wells |
| even close to the same bottom line figure. In | | | | Fargo states: |
| fact, discrepancies ranged anywhere from | | | | |
| $12,539 to $35,813! Imagine the absurdity of | | | | "The Bank may accept and act on any legal |
| trying to figure your own taxes correctly, | | | | process that it believes is valid, whether |
| when even the "professionals" are incapable | | | | served in person, by mail or by facsimile |
| of doing so!" - Economic Solutions, Peter | | | | transmission, at any Bank location. Legal |
| Kershaw, 1997 | | | | process includes, without limitation, a |
| | | | levy, garnishment or attachment, tax levy or |
| In fact a survey in 2003 showed that the IRS | | | | withholding order, injunction, restraining |
| "help line" gave wrong answers to taxpayers | | | | order, subpoena, search warrant, government |
| questions 47% of the time! | | | | agency request for information or forfeiture |
| | | | relating to your account." |
| In summary, we live in a dangerous world and | | | | |
| the American landscape is fraught with land | | | | Does that make you sleep well at night? With |
| mines that are direct threats to your | | | | the new, so-called "Patriot Laws" if you |
| financial well being. | | | | "look" suspicious you are at risk! (What does |
| | | | a suspicious person look like?) |
| Section 2 | | | | |
| | | | It gets worse. You must first understand the |
| Economic Slavery | | | | monster called "fractional reserve banking" |
| | | | (which is the way our banks operate). |
| Americans, living in what is called the | | | | *Fractional Reserve Banking means what it |
| richest nation on earth, seem always to be | | | | says. The banks only keep a fraction of the |
| short of money. Wives are working in | | | | deposits on hand as reserves to cover any |
| unprecedented numbers, husbands hope for | | | | withdrawals. |
| overtime hours to earn more, or take | | | | |
| part-time jobs evenings and weekends, | | | | Sounds innocent enough but let's examine it |
| children look for odd jobs for spending | | | | further: |
| money, the family debt climbs higher, and | | | | |
| psychologists say one of the biggest causes | | | | Banks only keep about $1 in reserves for |
| of family quarrels and breakups is | | | | every $10 in deposits. This means that if |
| "arguments over money." - Billions for the | | | | more than one out of every ten account |
| Bankers, Debt for the People, Pastor Sheldon | | | | holders were to appear at the same time at |
| Emry | | | | the bank to make a withdrawal, THE MONEY |
| | | | WOULDN'T BE THERE! |
| What they don't tell you is that, after | | | | |
| inflation, taxes and debt payments...most | | | | Another way of looking at this is the fact |
| people are worse off than when they started! | | | | that the banks have the ability to loan out |
| They are simply taking one step forward and | | | | $10 for every $1 they take in! |
| two steps back and they wonder why they never | | | | |
| get ahead! | | | | If you think Enron and WorldCom had crooked |
| | | | books, this makes them pale in comparison! |
| Consider this statistic from a recent | | | | Banks have the ability to create money out of |
| government report: | | | | thin air. If we tried that we would be thrown |
| | | | in prison for counterfeiting! |
| At age 65, ninety-five out of one hundred | | | | |
| people will be dependent in some way upon | | | | What about the FDIC? |
| their family, their church, or the | | | | |
| government. Four of them will be comfortable | | | | The Federal Deposit Insurance Corporation |
| and only one will be rich. | | | | only has about 1/2 of 1% in reserves to cover |
| | | | insurance claims. The FDIC is nothing more |
| Society has been so "anesthetized" by | | | | than a "confidence" game. |
| television and recreation that we don't see | | | | |
| our money being taken from us from right | | | | What's the solution? |
| under our noses. Most people in America can | | | | |
| tell you what episode of "Survivor" they saw | | | | One solution is to keep as little money as |
| last night but they can't tell you the last | | | | possible in your bank. Only use banks to cash |
| time they read the united states Constitution | | | | your checks. |
| or the Declaration of Independence! Did you | | | | |
| know that our Founding Fathers revolted | | | | Take Action |
| over a 5% tax by the King of England? Yet | | | | |
| today Americans pay as much as 50% in local, | | | | Never before in history has there been such a |
| state and federal taxes! | | | | threat to your personal financial security |
| | | | than right now. Like the story of Noah's Ark |
| "If the American people ever allow private | | | | in the Old Testament, you must build your |
| banks to control the issue of their money, | | | | financial lifeboat before you need it. When |
| first by inflation and then by deflation, the | | | | the rains come it will already be too late. |
| banks and corporations that will grow up | | | | |
| around them (around the banks), will deprive | | | | Contact us for a Complimentary Consultation |
| the people of their property until their | | | | 219-228-7356 or by e-mail at ubto. |