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What Mergers Mean For Your Investments

From time to time, companies merge with oneeliminated company will not receive shares
another. Sometimes, a merger involves aequal to what they currently have; you might
company that you are currently invested inonly receive 1 share in the new company for
and there are usually rumors of the proposedevery 4 shares you had in the old company,
alliance before it actually takes place. So,and depending upon the current market price,
the question is, how will this event affectthis could actually decrease the overall
the value of the stock and what should youvalue of your investment, so you might want
do?to  sell  before  the  merger  takes  place)
Mergers are made when the result of joining3) How much is the acquiring company paying
two companies together will increase thefor the smaller company? (If the acquirer is
value of both companies. This process ispaying less than or equal to what the smaller
also often referred to as an acquisition.business is worth, this might not be a good
Sometimes two businesses that are close to orsign, but if they are paying a premium for
equal in value come together and form a newthe other company, this is a sign that the
corporation with new stock. Other times, oneacquisition is remunerative and will increase
company in the transaction is significantlytheir  overall  worth)
larger than the other, and it buys the stock
of the other company and absorbs all of itsShareholders will typically be given the
assets and businesses by issuing stock fromopportunity to vote on a merger before it
the larger company to shareholders of thetakes place. Each share you own will count
smaller company. Sometimes cash is paid, butfor one vote. The management of the
stock-for-stock  swaps  are  more  common.corporation usually holds most of the shares,
so their votes count for the majority, but
Knowing how a merger will affect youryou should still consider your vote
investment in a certain stock requires thatcarefully. You should exercise your right to
you first understand the circumstances andvote, and your decision should be based upon
the conditions of the buyout. You should askwhat will be best for the future value of
yourself  three  important  questions:your shares. You should examine the income
statement and balance sheet of the other
1) What is the current financial condition ofcompany involved in the acquisition to get a
each company? (If both companies are in goodsense of whether the merger will be
shape, then joining them together will likelybeneficial  or  detrimental.
make each entity stronger; if one company is
in trouble, then the other will be saddledI hope this information will assist you with
with  the  problems  of  the  other)reviewing the pros and cons of a merger. Put
together all of the relevant facts discussed
2) How many shares will you have after thein this article and you should be able to
merger takes place? (Sometimes, if oneascertain what the consequences will be.
company is eliminated after the allianceJust use your common sense and you should do
takes place, the shareholders of thefine.



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